Never wonder which card to tap again.

WhichCardLah learns your wallet and tells you what to use, what to change, and how to get more from your rewards.

And when you have questions? Ask Wally.

Your walletMiles
Dining6 mpd
UOB Lady's
Online3.33 mpd
HSBC Revolution
Everything else1.4 mpd
UOB PRVI Miles

Dining is S$236 from its cap. After that, switch to PRVI.

Make every dollar work harder.

WhichCardLah knows what you spend and the cards you already have. It works out the best card for every purchase — including what to use once you hit a cap.

Dining
UOB Lady's
Until S$1,000
6
miles per $1
Online
HSBC Revolution
Until S$1,000
3.33
miles per $1
Everything else
UOB PRVI Miles
No cap
1.4
miles per $1

Your wallet could be earning more.

+42,240
miles a year

That’s what this wallet would gain by changing its card setup.

+42,240 miles
Add UOB Preferred Visa
+52,640 miles
Unlock a higher HSBC tier

Ask Wally anything.

Wally already knows your wallet, so you don’t have to explain it every time.

Should I get the Solitaire?

Based on how you spend today, probably not.

I'm buying a S$3,800 MacBook. Which card?

Revolution — it'll cover the cap and earn 3.33 miles per dollar.

Should I cancel PRVI?

No. It's catching everything your other cards cap out on.

I have 180,000 miles. Where can two of us go?

Business class to Tokyo, Seoul or Taipei looks realistic.

Turn points into places.

Tell Wally what you’ve earned. He’ll help you work out where your miles can take you, and how best to use them.

Your miles
KrisFlyer180,000
Where could we go?
Tokyo
2 × business, saver
Enough miles
Seoul
2 × business, saver
Enough miles
Sydney
2 × business, saver
Not quite yet

An example, not a booking. Award prices change, and seats have to be checked with the airline.

Your wallet. Optimized.

Better cards. More rewards. Smarter trips.

Free to use. Built for Singapore.